How to Pay for Home Health Care
Determining Care Costs
When it comes to caring for a loved one, many families are surprised to learn that in-home care can be one of the most affordable options available. In fact, the annual Genworth Cost of Care Survey consistently shows that home care typically costs less than assisted living or nursing facilities—while offering the added comfort of remaining at home.
If you’re unsure how to cover the cost of care, you’re not alone—and there are options, families have more flexibility than they often realize. We’ll outline several of these options below, but you’re also welcome to reach out to speak with one of our care professionals. We’re here to help you understand your choices and find the best path forward for your family.
Cost Options
Traditional Medicaid may help cover the cost of certain in-home care services for individuals who meet income and eligibility requirements. It’s a helpful option for those needing support with health-related needs while staying in the comfort of home.
Private pay gives families the flexibility to choose the type and frequency of care that best fits their needs. This option is often ideal for those who want personalized services without waiting for program approvals.
We are happy to accept:
- Anthem
- Hoosier Healthwise
- Healthy Indiana Plan (HIP)
- Hoosier Care Connect
- Indiana Pathways for Aging
- MHS
- Hoosier Healthwise
- Healthy Indiana Plan (HIP)
- Hoosier Care Connect
- Unitedhealthcare Community Plan
- Indiana Pathways for Aging
- Humana Healthy Horizons
- Indiana Pathways for Aging
Indiana’s Medicaid waiver programs provide additional coverage for in-home care services that may not be included in standard Medicaid. These waivers are designed to support individuals who require long-term care but prefer to remain at home rather than in a facility.